Q Card Long Term Finance

Enjoy 12 Months Interest Free

Available on Long Term Finance (LTF) purchases of $500 and over, via phone or in-store only. Trade Tested is proud to offer 12 months interest free on qualifying purchases through Q Mastercard® or Q Card. This offer is available for phone and in-store purchases only — not available online.

If you don't already have a Q Card, call us to apply for pre-approval with Q Mastercard® and take advantage of our great interest free offers today.

FAQs

How do I apply for a Q Mastercard, so I can get 12 months no interest?

Existing Q Cardholders: Call us on 0800 800 880 and provide your Q Mastercard® or Q Card details. Our team will process your transaction over the phone.

New Customers: You can apply for a Q Mastercard® during your call. Approval is subject to standard lending criteria.

Important Terms & Conditions

12 months interest free is available on Long Term Finance (LTF) for in-store and phone purchases only – this offer is not available online. New customers need to apply and be approved for a Q Mastercard credit card. Minimum spend $500. Lending criteria, $50 annual Account Fee, fees, and Ts&Cs apply. $55 Establishment Fee applies to your first LTF transaction; $35 Advance Fee applies to subsequent LTF transactions. Minimum payments of 3% of the monthly closing balance or $10 (whichever is greater) are required throughout the interest free period. Paying only the minimum monthly payments will not fully repay the loan before the end of the interest free period. Standard Interest Rate of 28.95% p.a. applies to any outstanding balance at the end of the LTF interest free period. Other interest rates and fees may apply. Rates and fees are subject to change. Columbus Financial Services Limited and Consumer Finance Limited reserve the right to amend, suspend or terminate the offer and these Ts&Cs at any time without notice.

For full details, visit: qmastercard.co.nz/things-to-know.